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YOUR PRIVACY IS OUR CONCERN
Ohana recognizes the importance of protecting your personal information.
We collect and retain information about you to communicate with you, to
process your requests for products and services, and to inform you about
other financial services that may be of interest to you. Except as
explained here in our Privacy Policy, we do not sell nonpublic personal
information about current or former customers, nor do we share this type
of information with anyone other than our affiliates. The examples in
this Privacy Policy are illustrative only and are not intended to be
exclusive.
INFORMATION WE COLLECT
We collect the following types of public and nonpublic personal
information about you:
- Information obtained from you on applications and other forms, and from other sources used to process your request for one or more of our products or services (e.g., your name, address, employment history, income, credit balances, property insurance coverage and other representations made by you).
- Information arising from your transactions with us, our affiliates or others (e.g., your payment history, account balance and other transactional information).
- Information obtained from consumer credit-reporting agencies (e.g., your credit history and creditworthiness).
WHO WE SHARE YOUR INFORMATION WITH AND WHY
Except as discussed herein, we will only share nonpublic personal
information about you with nonaffiliated third parties as permitted by
law or with your consent. We may disclose all of the information we
collect, as described above, to companies that perform marketing services
on our behalf or to other financial institutions with whom we have joint
marketing arrangements.
SHARING INFORMATION WITH AFFILIATES
We may share information based on our transactions and experience with
you - such as your name, address and payment history - with our
affiliates. By sharing that information, we can better serve your
financial needs and notify you of financial products and services that
might interest you, such as insurance.
OUR FORMER CUSTOMERS
We treat information about our former customers in the same manner as we
treat information about our current customers.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to only
those employees who need to know that information to provide products or
services to you. We maintain physical, electronic and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information against unauthorized access or use.
Maintaining the accuracy of your information is a shared responsibility.
We maintain the integrity of the information you provide us and will
update your records when you notify us of a change. Please contact us at
the address or phone number listed below when information concerning you
changes.
UPDATES TO OUR PRIVACY POLICY
As long as you remain a customer, we will provide you with an annual
notice of this policy. We will provide notice of any revised policy to
current customers and those consumers whose nonpublic personal
information we share as described above. We reserve the right to change
this policy at any time.
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